Dry Cleaners and Laundries program

Designed around the needs of your business with important coverages like professional liability and pollution cleanup, you can be assured your insured is protected with the best insurance value available for the garment cleaning business.

PROPERTY INSURANCE

General Loss

Business Income Protection

Provides coverage for loss of earnings and/or extra expenses after a covered loss, for up to 12 months.

Accounts Receivable

Provides $25,000 coverage.

Equipment Breakdown

Covers damages related to certain equipment failure which is often not covered by warranties or property policies.

Outdoor Signs

Provides $7,500 for damage to outdoor sign caused by a covered hazard.

Valuable Papers or Records

Provides $25,000 coverage for loss of documents, manuscripts and records, including data and media, caused by a covered hazard.*

Unexplained Disappearance

Provides coverage for items which may be lost during business.

Pollutant Cleanup and Removal

Provides $10,000 coverage per premises for cleanup and removal of pollutants often used in the cleaning process.

Money and Securities

Provides coverage for theft, disappearance, or destruction of money and securities at covered premises, at a bank, or while in transit.

Liability Insurance

General Liability

For covered acts, provides protection for damages legally owed to others as a result of business operations.

Professional Liability

Provides coverage for bodily injury and property damage caused by rendering professional services as a dry cleaner or laundry.

Tenants Liability

Pays for property damage loss, for which insured is legally liable, to premises rented to insured, up to policy limits.

Optional Coverages

Employee Benefit Liability
Non-owned/Hired Auto Liability
Garagekeepers Insurance